Senior Pricing Analyst


Actuarial and Underwriting


Stockholm, Sweden

Employment Type

Full-time, Permanent

Budgeted Salary Range

780 000 kr - 892 000 kr

Ways of Working

Opened: 18 days ago
Closes: TBC

About Us

We love pets - which is why we’re on a mission to make the world a better place for pets and their parents.  We offer pet insurance policies with generous pet health benefits that are designed with their needs in mind. We’ve helped over half a million pets stay happy and healthy since 2017 - and many more customers throughout the world are joining us every day.  We’ve won numerous awards, have offices in the USA, UK, and Sweden - and we now employ over 400 people globally. 

Award-winning, innovative technology and exceptional customer service are at the heart of our offer: our “Complete” policy ranks top of the Which? cat and dog insurance Best Buy tables. (December 2021)  We've also been voted the Pet Insurance Provider Of The Year in the Moneyfacts Consumer Awards (2021) - and we’ve received over 21,000 5-star Feefo reviews in the past 12 months.

We’re proud to be driving unprecedented change in insurance and have doubled our revenues annually for the last 4 years with more ambitious growth still to come.  Our latest Series D funding round was $350m which values us at over $2bn. 

Our company is fast-moving, respectful, fun-loving and (most importantly) passionate about pets and their wellbeing.  We think big and we can only do that if we have a wonderful array of different people who are able to bring their whole selves to work every day.  Throughout our business you'll meet people who think differently, aim for impact and love to try new things.  Want to join our pack?  Join us. Love every moment. Love ManyPets.

About the Opportunity

We take great pride in offering amazing cover for customers – coupling best in class customer service with competitive pricing for our products.   We’re looking to grow our inhouse Actuarial team in Sweden by bring in someone to champion the development of our pricing function at a local level.  

You’ll play a big part in supporting the development of our book, while working closely with our global Actuarial and Risk team to support us in meeting our loss ratio targets.  You’ll bring impact to our customers from day one by creating responsive control of our pricing – innovating our approach as we scale-up in Sweden.  You’ll have plenty of scope to partner with our Product and Partnership teams on both commercial and loss ratio initiatives – plus you’ll get close to our Claims, Engineering and Marketing teams when developing the products our customers love.

We’re looking for someone who is motivated by both the opportunities and challenges we face in our expanding sector.  No two days will be the same and we can promise plenty of scope to learn from peers across our global business – plus scope to bring your new ideas to life!

Your Focus

  • Oversee and own day-to-day pricing activity across all ManyPets product lines in Sweden.
  • Develop our local market pricing strategy and roadmap, which identifies the direction which will add further commercial and customer value.
  • Accountable for Swedish pricing and ensuring we maintain loss ratios within tolerances acceptable to our underwriters.
  • Own our local market competitor analysis and feed your insight into rate changes:
    • Identify and monitor local trends in the pet insurance market.
    • Work with Marketing, Insurance Product, Product, Data Science, and the Underwriting Guild teams to improve our conversion through all channels
  • Create pricing models with a focus on modelling and flexibility - automating (and moderating) pricing models as needed.
  • Review and define classifications using clustering techniques.
  • Make recommendations for price changes and react to pricing events.
  • Optimise lifetime value, net promoter score, new business, and renewal pricing.
  • Enhance our renewal rates by partnering with other teams to launch new strategies and approaches.
  • Create and own transparent reporting and management information for Pricing:
    • Analysis of product changes and emerging trends.
    • Retention and performance of our renewal business.
    • Own reporting and documentation for management and relevant guilds of practise.
  • Manage deadlines and delivery any projects run through external consultants.
  • Work with deployment and price testing team to ensure price accuracy and the development of our own systems

What Leads to Success

Here are some of the individual skills we know will enable you to succeed in this position. If you don’t tick every box - don't worry, we can support you in both your personal and professional development:

  • You're customer-centric and can view what you do through customer’s eyes - while remaining commercially astute.
  • One of your biggest strengths is being able to work across multiple projects at the same time - and changing course quickly if necessary.
  • You’ll have a keen sense of honesty and fairness which drives your decision making.
  • You're the sort of person who is highly analytical and who enjoys translating complex ideas into something everyone can understand.
  • You set objectives based on data, monitor the results of your actions, and adjust accordingly.
  • You share the load with others – contributing and bringing energy to projects and workstreams.

What We’re Looking For

  • You bring a clear understanding of the principles underpinning insurance pricing.
  • You’ll have worked in personal lines insurance before and have experience from within the Swedish market.
  • You know and understand trends and best practice in direct-to-consumer insurance markets, like ours.
  • You’ve got an excellent knowledge of pricing tools such as SQL, Akur8, Emblem, Radar, SAS, R or Python
  • You have a keen interest in data science, statistical modelling, and product innovation.
  • Owing to the nature of the role, we will need you to have a degree-level qualification (or equivalent) in Mathematics, Science, Engineering - or a related degree.
  • Pet insurance experience would be an advantage, but not essential.

Inclusion at ManyPets

We believe diversity, belonging and inclusion are more than just words or things we should be 'seen' to be doing.  Having diversity at the core of our business makes us stronger - and the responsibility for creating an inclusive workplace rests with all of us.  We believe Black Lives Matter and we want you to join a company that makes unbiased choices and is committed to being anti-racist.  If you'd like to read more about this, please download our Approach to Inclusion pack. 

We promise to give you the same opportunities as everyone else and we won’t discriminate against you at any point in the process. This includes how we source talent, our interview process, our conditions of employment (including pay) and feedback.


Everything changed overnight when the pandemic happened. Suddenly everything was different: whether we were in a home office, spare room, or makeshift desk: we were working on our own and dealing with Zoom calls, bad Wi-Fi, and a very different working day.  We now work from home and our company office, so we've created our Making Work, Work guide, which explains it all.

We offer a fantastic range of company benefits to suit everyone in a remote-first world, with a focus on supporting our physical and mental wellbeing. Coupled with a generous holiday allowance and regular care packs, we’re always looking for new ways to look out for our people.

Our Values

Our company values drive everything we do - and they are:

Show You Care | Do The Right Thing | Think Big | Work Together | Be Tenacious

Connect With Us!

LinkedIn | Instagram: UK  USA  Sweden| Facebook: UK  USA  Sweden | Twitter: UK USA | TikTok | Glassdoor | Indeed | FeeFo | Trustpilot | Crunchbase

Reasonable Adjustments and Support

If you need any help, support or advice at any point during the hiring process please email our Inclusion Council in complete confidence.  Our Inclusion Council is a cross-functional group of people from our global business - and they are not the hiring managers for this role.  We're here to make sure everyone has a fair and equitable experience when they're considering joining us.  If you want to talk or ask any questions, we are here to listen (and we'll do what we can to flex our approach to a process that suits you.)

Smell good?

A dog smelling something good

Apply for the Senior Pricing Analyst opportunity.

  • Department: Actuarial and Underwriting
  • Location: Stockholm, Sweden
  • Employment Type: Full-time, Permanent
  • Budgeted Salary Range: 780 000 kr - 892 000 kr
  • Ways of Working: Hybrid